Terms of Service
Last updated: February 2026
1. Acceptance of Terms
By accessing the North Fin Services website or using any of our tax filing services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Services
North Fin Services provides online tax preparation, filing, and advisory services for individuals and businesses across Canada. Our services include Personal Tax Filing (T1), GST/HST Return Filing, and Tax Planning & Advisory services. All services are delivered electronically.
3. Client Responsibilities
As a client, you agree to:
- Provide accurate, complete, and truthful information for all tax return preparation
- Supply all necessary documents and tax slips in a timely manner
- Review your tax return before it is filed and confirm its accuracy
- Notify us promptly of any errors or omissions you discover
- Pay all applicable fees for services rendered
You are ultimately responsible for the accuracy and completeness of the information on your tax return, even though we prepare it on your behalf.
4. Fees and Payment
Service fees are communicated to you before any work begins. We provide a clear, upfront quote based on the complexity of your tax situation. By engaging our services, you agree to pay the quoted fees upon completion of the work. We accept e-Transfer, credit cards, and debit payments.
5. Maximum Refund Guarantee
We guarantee to identify and claim every eligible credit and deduction to maximize your refund. If another tax preparer finds a larger refund for the same tax return using the same information, we will review the discrepancy and match the refund. This guarantee applies only to returns prepared by North Fin Services and is subject to verification.
6. Accuracy and Limitations
While we strive for 100% accuracy, the accuracy of your tax return depends on the completeness and correctness of the information you provide. North Fin Services is not liable for errors, penalties, or interest resulting from incomplete, inaccurate, or fraudulent information provided by the client.
Our services do not constitute legal advice. For complex legal matters, we may recommend you consult a tax lawyer.
7. Confidentiality
We maintain strict confidentiality of all client information in accordance with our Privacy Policy and Canadian privacy legislation (PIPEDA). We will not disclose your information to third parties except as required for tax filing purposes (e.g., filing with the CRA) or as required by law.
8. Intellectual Property
All content on the North Fin Services website, including text, graphics, logos, and design elements, is the property of North Fin Services and is protected by Canadian copyright law. You may not reproduce, distribute, or use any content without our written permission.
9. Limitation of Liability
To the maximum extent permitted by law, North Fin Services shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our services. Our total liability for any claim shall not exceed the fees paid by you for the specific service giving rise to the claim.
10. Termination
Either party may terminate the service relationship at any time. If you terminate services before completion, you may be responsible for fees for work already performed. We reserve the right to decline or terminate services if a client provides false information, engages in abusive conduct, or requests services that would violate tax law.
11. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.
12. Changes to Terms
We may update these Terms of Service from time to time. Changes will be posted on this page with an updated effective date. Continued use of our services after changes are posted constitutes acceptance of the revised terms.
13. Contact Us
If you have any questions about these Terms of Service, please contact us at:
North Fin Services
Email: canipunsood@gmail.com
Phone: (639) 895-4000